[김학영 기자=경기북부] 25일 남양주시(시장 조광한)가  올해 지역 소상공인에게 100억 원 규모의 특례보증과 2억 6천만 원의 대출이자를 지원한다고 밝혔다.

특례보증은 성장잠재력은 높으나 담보력이 부족하여 시중은행에서 대출을 받지 못하는 영세 소상공인에게 시와 경기신용보증재단이 협약한 관내 7개 금융기관에서 저금리 대출을 받을 수 있도록 출연금의 10배까지 보증해주는 제도다.

특히 올해는 코로나19 장기화로 인해 경제적인 어려움을 겪고 있는 소상공인들이 많아 특례보증 제도가 영세 상인들의 자금난 해소와 이자 부담 경감에 많은 도움이 될 수 있을 것으로 기대된다. 시 관계자에 따르면 시는 지난해보다 40% 확대된 10억 원을 출연했으며, 대출 증가에 따른 이자차액 보전금 소요액도 증가할 것으로 예상됨에 따라 110% 증액된 2억 6천만 원을 확보해 놓은 상태다.

앞서 시는 지난해에도 당초 출연금 6억 원에 집합금지 행정명령 대상 업체를 위한 한시적 보증 지원을 위해 추가로 2억 원을 출연해 전년대비 169% 증가된 수치로 총 362명을 지원한 바 있다.

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*아래는 위 기사를 구글 번역기로 번역한 영문 기사의 [전문]이다.

[Below is the [full text] of an English article translated from the above article with Google Translate.]

 Special guarantees are provided to small business owners who have high growth potential but cannot obtain loans from commercial banks due to lack of collateral.

[Reporter Hak-Young Kim = North Gyeonggi Province] On the 25th, Namyangju City (Mayor Kwang-han Jo) announced that this year it will provide special guarantees of 10 billion won and loan interest of 260 million won to local small business owners.

Special guarantee is a system that guarantees up to 10 times the contribution amount so that small businesses with high growth potential but lack of collateral can receive loans from commercial banks to receive low-interest loans from 7 financial institutions in the city and the Gyeonggi Credit Guarantee Foundation agreed. All.

In particular, this year, as there are many small business owners who are experiencing economic difficulties due to the prolonged Corona 19, it is expected that the special guarantee system will be of great help in relieving the financial shortage of small merchants and reducing the interest burden.

According to a city official, the city contributed 1 billion won, an increase of 40% from last year, and has secured 260 million won, an increase of 110%, as the amount required to compensate for the interest difference due to the increase in loans is expected to increase.

Earlier last year, the city donated an additional 200 million won to support temporary guarantees for companies subject to the collective ban executive order in addition to the initial contribution of 600 million won, supporting a total of 362 people, an increase of 169% from the previous year.

The maximum loan guarantee limit is 50 million won, and the loan interest is preserved by the city for up to 2% for 3 years, and the special guarantee is limited to small business owners who have a business place in Namyangju and are operating for more than two months.